Route liquidity through your network.
Bflows finds the most efficient paths for money to move across a network of companies that owe each other. Cycles net themselves out; open chains settle from source to sink. The same capital does more work — and you run the engine on your own network.
Network operators
Federations, consortia, districts and circuits of companies bound by mutual credit and debt. Run netting and settlement across your own members.
Corporate supply chains
Anchor buyers that manage, monitor and fund their suppliers' liquidity — end to end, not invoice by invoice.
in invoices processed through the Bft engine
days from invoice to settled, in pilots
of obligations settled without new external cash, in tests
The most efficient path for every euro.
- 01
Map the network
Companies are nodes, invoices are directed edges. Bflows builds the live graph of who owes whom — the map liquidity travels on.
- 02
Find the efficient paths
Closed cycles (A → B → C → A) cancel out and clear themselves, no external cash. Open chains run from a source, through pass-through nodes, to a sink.
- 03
Order the settlement
The engine issues the settlement order. Money moves through an authorized payment operator. Bflows never touches the funds.
A share of the fee, not a discount.
Every settled chain generates a fee. The node that originates a chain — the one putting up the liquidity to settle it — earns a share of that fee. For them it lands as a discount on the liquidity they provided, or a yield on it.
The calculation is transparent and verifiable, and the money never sits with us: settlement is executed by an authorized payment operator. Bflows provides the engine and the settlement order — it does not custody funds.
Higher capital efficiency
The same working capital settles more obligations. Cycles net out for free; only the residual at chain endpoints needs funding.
Liquidity where it's needed
The graph shows which chains need cash, and where. Fund the source, not the whole network.
Your network, your engine
Bflows is the technology, not the operator. Run it on your members or your supply chain, under your rules.
Route your network's liquidity.
See the cycles that net themselves out and the chains that need funding — across your federation, consortium or supply chain.